Interest Free Options

Interest-free finance is a flexible payment option that allows you to install a new air conditioning system immediately without paying the full cost upfront. Instead of one large lump sum, the total price is divided into smaller, manageable monthly repayments over a 12 month period. As long as you pay off the balance within this agreed timeframe, you won’t be charged any interest on the purchase price.

How It Works:

1. Simply contact Globarez for your obligation free quote.
2. Once you are happy with your quote, apply for the interest free option online via our Globalrez expert.
3. Once your application is approved we will arrange installation. It’s that easy!

It’s a great way to invest in a quality air conditioner like MHI, Daikin or ActronAir today while keeping your cash flow steady.

To apply for a humm90® Platinum Mastercard® you need to meet the below eligibility criteria.

If you do not meet this criteria we recommend you do not proceed with this application.

Who can apply:

• 18+ years old.
• Earn $25,000+ p.a.
• Permanent Australian resident
• Clear credit file

To apply you will be required to provide us with:

• Email address
• Mobile phone
• Either an Australian driver’s licence or Australian passport (mandatory)
• Medicare card (optional)

The humm90® Platinum Mastercard® offers flexible Interest Free options and can be used everywhere Mastercard is accepted both in Australia and internationally. humm^®90 Platinum Mastercard^® is one of the only credit cards that gives you between 80 – 110 days interest free^* on eligible purchases. Get at least 80 days from the date of your purchase before any interest is charged – which can stretch to 110 days depending on the date in your statement period when the purchase was made.

For example, if you made a purchase on the last day of your statement period, you’d receive 80 interest free days. If you made a purchase 10 days before the end of your statement period, your Interest Free Period would be 90 interest free days, up to a maximum of 110 days, and so forth.

humm90//WRAP allows you to convert purchases of $250 or more to a 9, 12 or 15 month Interest Free^ instalment plan for a small establishment fee. Giving you greater control of your repayments for life’s important purchases.

• Convert within seconds via app
• Extended periods to pay
• Pay in smaller amounts instead of a large payment upfront
• Have 30 days to convert purchase to a WRAP
• Helps with budgeting and planning to reduce financial strain

Note – to make a WRAP, you have to be under 80% of your credit limit. This feature will be greyed out if it is not available to you due to reaching this limit.

With the humm90® App you can signup, shop and manage your payments, anytime, anywhere.

First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the humm90 App.

Once you’ve got the App running, just follow the steps and you’ll be good to go.

An Interest Free Period is a period of time during which, for any card purchase, you do not have to pay any interest on that purchase.

Your humm90 Platinum Mastercard offers:

• a standard 80 to 110 days interest free on everyday purchases and fees provided the Interest Free Criteria are satisfied;
• Long Term Interest Free promotional offers of up to 72 months when you make a purchase with many of our partner retailers; and
• the option to convert eligible purchases over $250 to an Instalment Plan using the humm90//WRAP feature (subject to applicable conditions); Instalment Plans may also be available as promotional offers with some of our partner retailers

Long Term Interest free allows you to have what you need now and pay over an extended time, interest free~.

Globalrez offers up to 12 months interest free on select purchases allowing you to take it today, and get a long, affordable, interest free time to pay.

What this means for our customers:

• Repay over a long period to make your instalments more affordable
• Pay down your full balance by the end of your Long Term Interest Free term to pay no interest, ever~
• Hundreds of Long Term Interest Free deals across thousands of partner retailers across Australia

Approved applicants only. Minimum finance amount of $400 applies. Promotion valid until June 30, 2026. Fees, T&Cs and charges apply, including a monthly account fee of $9.95 that applies on account opening. Total financed amount is payable by equal monthly instalments and cannot exceed 80% of your total credit limit. If you fail to pay a fixed monthly instalment, interest (charged at the Expired Promotional Rate, currently 28.99% p.a.) is payable on the missed instalment. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 27.30% p.a.) applies if purchase amount not repaid in Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at 6 March 2026 and subject to change – see humm90.com/au.

Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.